Bank opening hours on New Year’s Eve and New Year Day: Bank of America, Wells Fargo, Citi…

One of the year’s most eagerly-anticipated celebrations is upon us: New Year. On December 31, millions will gather to bid farewell to the past year and bring in the new one.

Given its significance, New Year’s Day is one of the 11 federal holidays in the United States. Public institutions and government offices will remain closed in observance of the holiday. But what about private institutions like banks? Will they also shut down? Let’s break it down for you.

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Bank operating hours on December 31 and January 1

By law, only government agencies are required to close on federal holidays. However, most banks align their schedules with the Federal Reserve’s holiday calendar and choose to close as well. This means that all major banking institutions—including Bank of America, Wells Fargo, Citi, and others—will be closed on Wednesday, January 1, 2025.

On New Year’s Eve, Tuesday, December 31, banks will operate during regular hours but are expected to close early. According to financial services provider PNC, most branches will shut their doors by 4:00 p.m. local time.

Fortunately, ATMs and mobile banking services will remain fully operational throughout both days. Customers can still handle essential transactions, such as money transfers and bill payments, conveniently through their mobile devices.

Normal banking hours will resume on Thursday, January 2, 2025.

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With New Year’s Eve and New Year’s Day fast approaching, many people may be wondering about the bank opening hours for the holiday. Here is a breakdown of the operating hours for some of the major banks:

Bank of America:
– New Year’s Eve (December 31st): Most Bank of America branches will be open regular hours on New Year’s Eve.
– New Year’s Day (January 1st): Bank of America branches will be closed on New Year’s Day.

Wells Fargo:
– New Year’s Eve (December 31st): Wells Fargo branches will be open regular hours on New Year’s Eve.
– New Year’s Day (January 1st): Wells Fargo branches will be closed on New Year’s Day.

Citi:
– New Year’s Eve (December 31st): Most Citi branches will be open regular hours on New Year’s Eve.
– New Year’s Day (January 1st): Citi branches will be closed on New Year’s Day.

It’s always a good idea to check with your specific branch for their holiday hours, as some locations may have reduced hours or be closed entirely. Additionally, online banking and ATM services will still be available for many banks during the holiday period. Have a happy and safe New Year!

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