How to Cut Costs, Lower Your Heating Bill This Winter


How to get help with your energy bills

If high winter heating costs are straining your budget, your local utility company might be able to help you cut your bills. Federal programs may provide assistance, too.

Utility company program

Your utility provider should be your first call if you’re struggling to pay your heating bills. Most utilities offer a one-time payment deadline extension or will work out a payment plan to split your bill into smaller increments over a set period. 

Of course, paying those installments on top of your current charges can be tricky when you’re already financially stressed. Ask if the company can connect you with community action programs, which can help you access federal, state or other aid to get back on track, says Berreman.

Some energy companies have funds set aside to help customers who’ve fallen behind on their bills. For instance, Duke Energy’s Share the Light Fund works with community agencies to distribute aid to struggling customers.

Low-income households receiving benefits from certain government assistance programs, like Supplemental Nutrition Assistance Program (SNAP) or Supplemental Security Income (SSI), may receive low-rate discounts from their heat provider. Some utility companies offer budget-billing programs that let you pay a set amount each month based on your usage history, making your energy bills predictable even when consumption fluctuates. If your usage spikes, though, your monthly payments could rise or you could get hit with a big bill at the end of the year.

Low Income Home Energy Assistance Program

LIHEAP, as it’s known, is a federal program administered by state governments that helps low-income families afford their energy bills. While eligibility requirements and program details vary by state, benefits can be used to cover heating costs, prevent energy shutoffs, reconnect services, improve a home’s energy efficiency and repair or replace heating equipment.  

To see if you qualify, use the LIHEAP Eligibility Tool or call the National Energy Assistance Referral hotline at 866-674-6327. The program operates on a first-come, first-served basis, but older people and medically homebound individuals typically get priority.

Weatherization Assistance Program

This program, called WAP, helps limited-income households lower their energy bills by improving their home’s energy efficiency. It provides funding to all 50 states and the District of Columbia to deliver weatherization services at no cost to participants.

To qualify, you must meet strict income limits, and your state may have additional eligibility requirements. Households with someone age 60 or older, children or a member with a disability are given priority. You can apply through your local WAP agency.



As the temperatures drop and the winter season approaches, many homeowners are bracing themselves for higher heating bills. However, there are several ways you can cut costs and lower your heating bill this winter.

1. Seal up any drafts: Check windows and doors for drafts and seal them up with weather stripping or caulking. This will prevent cold air from seeping in and warm air from escaping, helping to reduce your heating costs.

2. Use a programmable thermostat: Set your thermostat to lower temperatures when you are away from home or asleep, and raise it when you are home and awake. This can help you save on heating costs without sacrificing comfort.

3. Maintain your heating system: Regular maintenance of your heating system can help it run more efficiently and effectively, saving you money on energy bills. Make sure to change air filters regularly and schedule annual maintenance checks with a professional.

4. Use curtains or blinds: Keep curtains or blinds closed at night to help insulate your windows and keep warm air inside. During the day, open them up to let sunlight in and naturally warm up your home.

5. Dress warmly: Instead of cranking up the heat, layer up with warm clothing and blankets to stay comfortable. This will allow you to lower your thermostat and save on heating costs.

By following these tips, you can cut costs and lower your heating bill this winter, keeping your home cozy and your wallet happy.

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