CredRisk — Credit Decisioning Engine
AI-powered credit scoring and loan decisioning for fintech and lenders. Alternative data scoring, real-time decisions, and fair lending compliance.
Key Features
- AI credit scoring with alternative data
- Real-time loan decisioning (< 2 seconds)
- Underwriting rules engine with exceptions
- Fair lending compliance (ECOA, FCRA)
- Explainable decisions for adverse action notices
Benefits
- Approve more good borrowers with AI
- Sub-2-second decisions improve conversion
- Alternative data serves thin-file applicants
- Fair lending compliance with explainability