Tag: Fair

  • State Fair admission price to go up to help pay for Coliseum renovation


    It’s the first significant upgrade to the Lee & Rose Warner Coliseum since the building opened in 1951.

    FALCON HEIGHTS, Minn. — The cost of admission for the Great Minnesota Get-Together will increase this summer to help pay for a multi-million renovation on the Lee & Rose Warner Coliseum, according to fair officials.

    The Minnesota State Fair announced that the price of admission will go up $2 this summer to help pay for the Coliseum’s first significant upgrade since it opened in 1951. The decision was approved at the 166th Minnesota State Agricultural Society meeting, which wrapped up Sunday in Bloomington.

    According to a release, the project, which will cost an estimated $22 million, will include replacing the roof, modernizing mechanical and electrical systems, installing new seats, expanding bathroom capacity, renovating entryways, and improving lighting, ventilation, and accessibility.

    “Our goal is to exceed the expectations that guests and fair participants have for an exceptional experience in well-maintained facilities,” said State Fair CEO Renee Alexander in a news release. “Delivering on this while ensuring the sustainability of our operations requires increased investment and financial stewardship.”

    The renovation at the Coliseum, which hosts livestock and horse competitions, is expected to be complete in 2026. Another $6.2 million will be used for other “upkeep and capital” projects.

    “We consciously did not raise ticket and parking prices last year because we know that Minnesotans’ budgets are tight,” Alexander said. “We encourage our guests to take advantage of the many ways to save on admission — such as buying pre-fair discount tickets — as nearly 60 percent of our guests did in 2024.”

    The price of admission this summer will be:

    • Pre pre-fair (Now through Jan. 26): $15
    • Pre-fair (All ages, Jan. 27-Aug. 20): $17
    • Regular fair-time
      • Adults (Ages 13-64): $20
      • Seniors (Ages 65+): $18
      • Kids (Ages 5-12): $18
      • Children (Ages 4 and under): Free

    On-site parking will increase to $25 this summer—$5 more than in 2024—but fair-sponsored park-and-ride services will remain free.

    “We do not take lightly the decision to increase prices, and every dollar earned is reinvested into ensuring the State Fair remains a premier experience and one of the best values you’ll find for any event,” said Alexander.



    Attention Fairgoers!

    Starting next year, the admission price for the State Fair will be increasing to help fund the much-needed renovation of the Coliseum. This decision was made in order to ensure that our beloved fairgrounds continue to thrive and provide a top-notch experience for all visitors.

    While we understand that no one likes to see prices go up, we believe that this investment will benefit the community as a whole and preserve the historic Coliseum for generations to come. We appreciate your understanding and support as we work towards making the State Fair an even better place for everyone to enjoy.

    Thank you for your continued patronage and we look forward to seeing you at the fair next year!

    Tags:

    state fair, admission price, coliseum renovation, state fair admission, fair tickets, fair entrance fee, state fair updates, fair news, fair renovations, fair expenses

    #State #Fair #admission #price #pay #Coliseum #renovation

  • Minnesota State Fair ticket, parking costs to increase in 2025


    Minnesota State Fair tickets and parking costs will go up this year to fund more than $20 million in improvements and keep up with rising operational expenses, leaders announced Sunday.

    Ticket prices will increase $2 for the 2025 State Fair, costing adults $20 at the gate, the fair board decided. On-site parking will cost $25, up from $20 last year.

    CEO Renee Alexander said the fair is dealing with higher operational costs after keeping prices flat last year, along with the need to maintain and enhance aging facilities.

    “We consciously did not raise ticket and parking prices last year because we know that Minnesotans’ budgets are tight,” Alexander said Sunday, after the board of the State Agricultural Society, which oversees the fair, held its annual meeting.

    She said leaders “do not take lightly the decision to increase prices, and every dollar earned is reinvested into ensuring the State Fair remains a premier experience and one of the best values you’ll find for any event.”

    The board approved several projects throughout the 322-acre grounds, including nearly $14 million in major renovations to the Lee & Rose Warner Coliseum. It is the first significant update to the building in its 75-year history, according to Sunday’s announcement.

    The structure serves as the centerpiece of youth and open-class livestock and horse exhibitions, as well as dozens of year-round events. Upgrades, which are estimated to total $22 million this year and next, include replacing the roof, modernizing the electrical system, installing new seats, expanding restrooms and improving lighting, entryways and accessibility.

    Another $6.2 million this year will pay for roof repairs throughout the fairgrounds, sewer system maintenance, upgrades to the fiber optic system, new fencing, and the purchase of a police squad car. Visitors will notice upgrades throughout the grounds, including new lighting, drinking fountains, misting machines, landscaping and more trees.



    Get ready to dig a little deeper into your pockets for the Minnesota State Fair experience in 2025. Ticket and parking costs are set to increase for the beloved annual event.

    Starting next year, admission tickets for adults will see a slight increase, while children and senior tickets will also see a bump in price. Additionally, parking fees for both general and preferred lots will also go up.

    While the price hike may come as a disappointment to some fairgoers, officials assure that the increase is necessary to cover rising operating costs and ensure the fair continues to provide a top-notch experience for all attendees.

    So, if you’re planning on attending the Minnesota State Fair in 2025, be prepared to budget a little extra for your ticket and parking expenses. But rest assured, the fun and excitement of the fair will be well worth the investment!

    Tags:

    Minnesota State Fair, ticket prices, parking costs, Minnesota State Fair 2025, State Fair tickets, State Fair parking, Minnesota State Fair updates, State Fair news

    #Minnesota #State #Fair #ticket #parking #costs #increase

  • MN State Fair raising ticket prices in 2025


    The Minnesota State Fair will hike ticket prices by $2 this year, bringing the cost of a regular ticket for an adult to $20.

    Ticket price increase

    What we know:

    Fair officials announced on Sunday, following the Minnesota State Agricultural Society’s Annual Meeting, ticket prices would go up as the fair looks to “fund extensive capital improvements and maintenance work and address rising operational costs.”

    Among the projects the fair is eyeing this year is a $22 million renovation of the historic Lee & Rose Warner Coliseum.

    The fair kept ticket prices flat in 2024 after a series of $1 hikes in the years prior. Ticket prices were raised by a dollar in 2019, 2021, 2022, and 2023. Over the past twenty years, ticket prices for the fair have more than doubled, going from $9 in 2005 to $20 this year. Many of the recent hikes came as the fair tried to rebound after losing the 2020 festival due to COVID.

    On-site parking prices will also go up, jumping from $20 to $25.

    Dig deeper:

    Minnesota State Agricultural Society board approved a $71 million budget at the meeting.

    Along with the Warner Coliseum renovation, the fair is looking to make upgrades to 4-H building roof, fencing and gate areas, “revamping” the Creative Activities Annex, Christensen Pavilion upgrades, repairing sidewalks and streets, improving lighting, replacing water stations, buying misting machines, and street pavement, caring for and adding trees, and purchasing a police squad..

    Among rising operational costs, the fair says its public safety budget has more than doubled since 2019 while it is also “prioritizes providing competitive wages for the fair’s more than 2,000 seasonal and fair-time staff members.”

    Minnesota State Fair ticket prices

    By the numbers:

    With the increases across the board, prices for tickets bought during the fair will be:

    • Adult (ages 13-64): $20
    • Seniors and kids: $18
    • Children ages 4 and under: Free

    Tickets are currently available at a discount, $15 for all ages, until Jan. 26. After Jan. 26, tickets will be available at a pre-fair discount of $17 for all ages.

    What they’re saying:

    In a statement, Minnesota State Fair CEO Renee Alexander wrote:

    “Our goal is to exceed the expectations that guests and fair participants have for an exceptional experience in well-maintained facilities. Delivering on this while ensuring the sustainability of our operations requires increased investment and financial stewardship. We consciously did not raise ticket and parking prices last year because we know that Minnesotans’ budgets are tight. We encourage our guests to take advantage of the many ways to save on admission – such as buying pre-fair discount tickets – as nearly 60 percent of our guests did in 2024. Because we strive to keep admission prices as low as we can, this makes it challenging to account for the expense of improving our aging facilities and infrastructure. We do not take lightly the decision to increase prices, and every dollar earned is reinvested into ensuring the State Fair remains a premier experience and one of the best values you’ll find for any event.”

    The 2025 Minnesota State Fair

    What’s next:

    The 2025 Minnesota State Fair is scheduled to be held from Aug. 21 to Labor Day, Sept. 1.

    Big picture view:

    The 2024 Minnesota State Fair ended with the 5th highest total attendance in history.

    The fair also saw five daily attendance records broken during the 2024 festival: 

    • The first Thursday saw 138,875 people — the previous record was 133,326 in 2016.
    • The first Friday saw 171,233 people — the previous record was 164,741 in 2023.
    • The first Wednesday saw 145,531 people — the previous record was 144,940 in 2018.
    • The second Friday saw 225,521 people — the previous record was 209,789 in 2019.
    • The second Sunday saw 256,015 people — the previous record was 245,243 in 2019.

    Minnesota State FairFalcon Heights



    The MN State Fair announced today that they will be raising ticket prices for the 2025 fair. Starting next year, admission will increase by $5, making the new price $20 for adults and $15 for seniors and children. This decision comes as the fair looks to cover rising costs and continue to provide a top-notch experience for fairgoers.

    The MN State Fair is known for its wide variety of food, entertainment, and attractions, and organizers are confident that the increase in ticket prices will not deter attendees. They assure fairgoers that the extra revenue generated will go towards improving and expanding fair offerings, ensuring that visitors have an unforgettable experience year after year.

    While some may be disappointed by the price hike, many loyal fair fans understand the need for the increase and are willing to pay a little extra to support this beloved annual event. Stay tuned for more updates on what to expect at the 2025 MN State Fair!

    Tags:

    MN State Fair, ticket prices, 2025, state fair, Minnesota, fair tickets, price increase, event tickets, entertainment, family fun, food and drink, carnival rides, live music, agricultural exhibits, MN State Fairgrounds

    #State #Fair #raising #ticket #prices

  • Meebak Cica Redness Solution Cream | Redness Relief for Face | Green Color-Corrector | BB Cream for Sensitive Skin | Green Color Corrector – Fair to Medium Skin


    Price: $24.97 – $21.97
    (as of Jan 20,2025 12:59:38 UTC – Details)



    Water, Cyclopentasiloxane, Titanium Dioxide, Butylene Glycol, Diphenylsiloxy Phenyl Trimethicone, Pentaerythrityl Tetraethylhexanoate, Glycerin, Isoeicosane, Cetyl Peg/Ppg-10/1 Dimethicone, Niacinamide, Disteardimonium Hectorite, Lauryl Peg-10 Tris(Trimethylsiloxy)Silylethyl Dimethicone, Iron Oxides(Ci 77492), Pentylene Glycol, Magnesium Sulfate, Vinyl Dimethicone/Methicone Silsesquioxane Crosspolymer, Isododecane, Trimethylsiloxysilicate, Synthetic Fluorphlogopite, Acrylates/Dimethicone Copolymer, Chromium Oxide Greens, Glyceryl Caprylate, Sorbitan Olivate, Caprylyl Glycol, Iron Oxides(Ci 77491), Aluminum Hydroxide, Palmitic Acid, Zein, Triethoxycaprylylsilane, Iron Oxides(Ci 77499), Dimethicone/Vinyl Dimethicone Crosspolymer, Ethylhexylglycerin, Silica Dimethyl Silylate, Zea Mays (Corn) Starch, Fragrance, Adenosine, Hydrogenated Lecithin, Caprylic/Capric Triglyceride, Myristic Acid, Stearic Acid, Panthenol, Nelumbo Nucifera Flower Water, Tocopherol, Methylpropanediol, 1,2-Hexanediol, Ganoderma Lucidum (Mushroom) Stem Extract, Fraxinus Rhynchophylla Extract, Ocimum Basilicum (Basil) Flower/Leaf/Stem Extract, Ficus Carica (Fig) Fruit Extract, Centella Asiatica Extract, Taraxacum Officinale (Dandelion) Leaf Extract, Inonotus Obliquus (Mushroom) Extract, Calendula Officinalis Flower Extract, Microcitrus Australasica Fruit Extract, Ceramide Np, Zingiber Officinale (Ginger) Root Extract
    Package Dimensions ‏ : ‎ 5.83 x 1.46 x 1.34 inches; 1.7 ounces
    Item model number ‏ : ‎ MB-018
    UPC ‏ : ‎ 192622000947
    Manufacturer ‏ : ‎ Meebak
    ASIN ‏ : ‎ B09DP3JPKR
    Country of Origin ‏ : ‎ Korea, Republic of

    CORRECTS REDNESS: This K-beauty green-to-beige color corrector effectively cancels out redness from blemishes, dark spots, pigmentation, rosacea, and acne, evening out skin tone and texture.
    SKIN-LOVING INGREDIENTS: Packed with Cica (Centella Asiatica), Niacinamide, Ceramides, Adenosine, and Chaga Mushroom, it hydrates, protects, and calms irritation, helping soothe redness over time.
    VERSATILE USE: Use it as a BB cream, spot concealer, tinter moisturizer, or makeup primer. The buildable formula allows you to adjust the coverage to your preference.
    IDEAL FOR FAIR-MEDIUM TONES: Color-changing formula from green to beige, it’s perfect for neutralizing redness on fair to medium skin.
    SUITABLE FOR SENSITIVE SKIN: Formulated for all skin types, especially those prone to redness and sensitivity. Best suited for combination to oily skin types.

    Customers say

    Customers find that the skin foundation concealer reduces redness and gives a natural-looking coverage. They like its light tint and matte finish, which leaves their skin tone looking flawless. Many customers appreciate the coverage, texture, and value for money. However, opinions differ on hydration and thickness.

    AI-generated from the text of customer reviews


    Introducing the Meebak Cica Redness Solution Cream – the ultimate redness relief for your face! This green color-corrector is specifically designed for those with sensitive skin, providing a soothing and calming effect to reduce redness and irritation.

    Formulated with cica extract, this BB cream is perfect for fair to medium skin tones, helping to neutralize redness and even out skin tone for a flawless complexion. Say goodbye to redness and hello to a more even and radiant complexion with the Meebak Cica Redness Solution Cream.

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  • Wholesome Sweeteners 44-Ounce Organic Raw Blue Agave Nectar, Fair Trade, 100% Pure, Non GMO, Gluten Free & Vegan, 2 Pack


    Price: $33.16 – $23.21
    (as of Jan 20,2025 11:15:34 UTC – Details)



    Wholesome! has been committed to organics and staying on the cutting edge of eco-friendly agriculture since its founding in 2001. Wholesome! is dedicated to Fair Trade and partners with caring farming families across the globe ensuring them a fair price for their crops. Since 2005, Wholesome! has paid more than $11 million in Fair Trade premiums to farming co-operatives and partners worldwide helping bring clean water, electricity, schools and health care to villages in Malawi, Mexico, Brazil and Paraguay.
    Is Discontinued By Manufacturer ‏ : ‎ No
    Product Dimensions ‏ : ‎ 1 x 1 x 1 inches; 2.89 Pounds
    Item model number ‏ : ‎ 21442
    Manufacturer ‏ : ‎ Wholesome Sweeteners
    ASIN ‏ : ‎ B001P74NXM
    Country of Origin ‏ : ‎ Mexico

    DELICIOUSLY SWEET INGREDIENTS: Wholesome Organic Raw Blue Agave Nectar is 100% pure, minimally processed and contains one simple ingredient.
    USAGE: Our organic agave nectar is 25% sweeter than sugar. We love it in cocktails and mocktails, as well as in baking and drizzling on top of breakfast treats.
    SOURCING: Our organic agave nectar is sustainably grown and harvested in Mexico. Juice from the pina is then heated at a lower temperature than our other blue agave nectar product, filtered and bottled.
    CERTIFIABLE QUALITY: USDA Organic, Fair Trade Certified, Non-GMO Project Verified, Kosher Certified, Gluten Free, and Vegan
    WHOLESOME MISSION: We are on a mission to create positive meaningful change by bringing bakers, makers and farmers together through better food. We believe everyone deserves All the Best – in your baking and making, for our farmers and for our planet.

    Customers say

    Customers are pleased with the taste of the sugar substitute. They find it delicious in coffee, oatmeal, tea, and desserts. The product is low glycemic and doesn’t raise blood sugar levels. Many customers consider it a good value for money. They appreciate the quality and organic content of the product.

    AI-generated from the text of customer reviews


    Looking for a delicious and healthy sweetener option? Look no further than Wholesome Sweeteners 44-Ounce Organic Raw Blue Agave Nectar! This 2 pack is not only a great value, but it’s also fair trade, 100% pure, non-GMO, gluten-free, and vegan.

    Agave nectar is a natural sweetener that is perfect for adding to your favorite recipes, drinks, and more. It has a low glycemic index, making it a great option for those looking to reduce their sugar intake. Plus, it has a deliciously sweet flavor that pairs well with a variety of foods.

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  • Wholesome Sweeteners 44-Ounce Organic Blue Agave Nectar, Fair Trade, 100% Pure, Non GMO, Gluten Free & Vegan, 1 Pack


    Price: $18.47 – $10.92
    (as of Jan 20,2025 09:06:44 UTC – Details)



    Wholesome Fair Trade Organic Raw Blue Agave is a natural sweetener harvestedfrom the core of the Blue Agave plant. Fair Trade Organic Raw Blue Agave is a mild delicious syrup that is a ideal for sweetening beverages, oatmeal, pancakes, waffles, yogurt, cereal and more. It is also great in smoothies, iced tea, or cocktails as it dissolves quickly in cold beverages. Agave is easy to bake with as well. Try it wherever you would use a tabletop sugar. Wholesome Organic Raw Blue Agave is now available in recyclable Green Bottles made from up to 30% plant-based resin. These bottles are BPA free and recyclable PET. The Fair Trade Certified logo is Wholesome’s guarantee that our farming cooperatives are paid directly for the agave grown. This means that farmers can compete with factory farms, cultivate the quality of their crops, send their kids to school and build thriving communities. Thank you for choosing Wholesome!
    Product Dimensions ‏ : ‎ 3.41 x 4.49 x 8.57 inches; 2.75 Pounds
    Item model number ‏ : ‎ ASINPRILAK66086
    UPC ‏ : ‎ 012511204419
    Manufacturer ‏ : ‎ Wholesome Sweeteners
    ASIN ‏ : ‎ B00L5IOTOO
    Country of Origin ‏ : ‎ Mexico

    DELICIOUSLY SWEET INGREDIENTS: Wholesome Organic Blue Agave Nectar is 100% pure, minimally processed and contains one simple ingredient.
    USAGE: Our organic agave nectar is 25% sweeter than sugar. We love it in cocktails and mocktails, as well as in baking and drizzling on top of breakfast treats.
    SOURCING: Our organic agave nectar is sustainably grown and harvested in Mexico. Juice from the pina is then heated, filtered and bottled.
    CERTIFIABLE QUALITY: USDA Organic, Fair Trade Certified, Non-GMO Project Verified, Kosher Certified, Gluten Free, and Vegan
    WHOLESOME MISSION: We are on a mission to create positive meaningful change by bringing bakers, makers and farmers together through better food. We believe everyone deserves All the Best – in your baking and making, for our farmers and for our planet.

    Customers say

    Customers appreciate the sugar substitute’s taste, quality, and value. They find it sweet without an overpowering flavor, making it a great alternative sweetener for beverages like coffee or tea. Many consider it a healthier sweetener than sugar and artificial sweeteners, with low calories and a better choice for diabetics. However, some customers report issues with broken lids.

    AI-generated from the text of customer reviews


    Looking for a delicious and wholesome sweetener to add to your pantry? Look no further than Wholesome Sweeteners 44-Ounce Organic Blue Agave Nectar!

    This fair trade, 100% pure, non-GMO, gluten-free, and vegan sweetener is the perfect addition to your kitchen. Made from the nectar of the blue agave plant, this sweetener is not only delicious but also packed with natural goodness.

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  • Wholesome Sweeteners 23.5-Ounce Organic Blue Agave Nectar, Fair Trade, 100% Pure, Non GMO, Gluten Free & Vegan, 1 Pack


    Price: $17.58 – $12.30
    (as of Jan 20,2025 08:51:33 UTC – Details)



    Wholesome! has been committed to organics and staying on the cutting edge of eco-friendly agriculture since its founding in 2001. Wholesome! is dedicated to Fair Trade and partners with caring farming families across the globe ensuring them a fair price for their crops. Since 2005, Wholesome! has paid more than $11 million in Fair Trade premiums to farming co-operatives and partners worldwide helping bring clean water, electricity, schools and health care to villages in Malawi, Mexico, Brazil and Paraguay.
    Product Dimensions ‏ : ‎ 8.1 x 7.7 x 8.3 inches; 1.47 Pounds
    Item model number ‏ : ‎ 20231, 33271, WHS-20231, WS-20231
    UPC ‏ : ‎ 012511212322 012511202316
    Manufacturer ‏ : ‎ Whole Earth Brands
    ASIN ‏ : ‎ B010OUVTQY
    Country of Origin ‏ : ‎ Mexico

    DELICIOUSLY SWEET INGREDIENTS: Wholesome Organic Blue Agave Nectar is 100% pure, minimally processed and contains one simple ingredient.
    USAGE: Our organic agave nectar is 25% sweeter than sugar. We love it in cocktails and mocktails, as well as in baking and drizzling on top of breakfast treats.
    SOURCING: Our organic agave nectar is sustainably grown and harvested in Mexico. Juice from the pina is then heated, filtered and bottled.
    CERTIFIABLE QUALITY: USDA Organic, Fair Trade Certified, Non-GMO Project Verified, Kosher Certified, Gluten Free, and Vegan
    WHOLESOME MISSION: We are on a mission to create positive meaningful change by bringing bakers, makers and farmers together through better food. We believe everyone deserves All the Best – in your baking and making, for our farmers and for our planet.

    Customers say

    Customers appreciate the sugar substitute’s taste, quality, and value. They find it sweet without an overpowering flavor, making it a great alternative sweetener for beverages like coffee or tea. Many consider it a healthier sweetener than sugar and artificial sweeteners, with low calories and a better choice for diabetics. However, some customers report issues with broken lids.

    AI-generated from the text of customer reviews


    Looking for a delicious and wholesome sweetener for your favorite recipes? Look no further than Wholesome Sweeteners 23.5-Ounce Organic Blue Agave Nectar! This Fair Trade, 100% Pure, Non GMO, Gluten Free & Vegan sweetener is the perfect addition to your pantry.

    Made from the nectar of the blue agave plant, this organic sweetener is a natural alternative to processed sugars. With a rich, caramel-like flavor and a low glycemic index, it’s a great choice for those looking to reduce their sugar intake without sacrificing taste.

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  • California’s Fair Plan may need a bailout after the L.A. fires


    The California FAIR Plan Assn., the state’s property insurer of last resort, was born of smoldering ashes — not of a wildfire, but of one of the worst urban disturbances in U.S. history.

    The Watts riots in 1965 damaged or destroyed more than 600 buildings, causing insurers to flee and highlighting the need for a new type of carrier to step in.

    Established by the Legislature to also cover communities at risk for wildfires, the plan has proved resilient, paying out billions of dollars over the decades, including after the 2018 Camp fire that destroyed the town of Paradise and cost insurers $12.5 billion.

    Now, however, the FAIR Plan is facing its biggest crisis since the 1994 Northridge earthquake, when it was bailed out by the state’s licensed property insurance companies, which operate the plan and provide it with a financial backstop.

    The temblor caused some $15.3 billion in insured losses for the industry, or roughly $33 billion adjusted for inflation. But even after inflation, the Palisades and San Gabriel Valley’s Eaton fires alone are expected to be costlier.

    CoreLogic, a leading property data and analytics firm, estimates the losses of those fires at $35 billion to $45 billion, not including the other smaller blazes that broke out. The fires have damaged or destroyed more than 12,000 structures and killed at least 27 people. Many homeowners in the fire zones were on the FAIR Plan after insurers pulled back from California’s troubled insurance market.

    Forking over billions of dollars could wipe out the plan’s $377 million in reserves, as well as $5.78 billion worth of reinsurance the FAIR Plan announced Friday it had. The reinsurance requires the plan to pay the first $900 million in claims and has other limitations.

    To avoid insolvency, the plan could be forced to lean on its member carriers. And they, in turn, might levy surcharges on their own policyholders to pay for any assessments.

    “The L.A. wildfires are on track to be the costliest natural disaster in California in modern times,” said former state Insurance Commissioner Dave Jones. “And as the climate crisis worsens, the FAIR Plan faces extraordinary financial challenges with covering the risks private insurers are declining to cover because of climate change.”

    FitchRatings estimates the total value of the reinsurance at $2.6 billion, which along with the plan’s minimal surplus capital, will necessitate an assessment.

    The insurer offers basic insurance to rebuild after a fire, as well as coverage for personal property and expenses incurred while a home is rebuilt, and some optional protections. However, it can be costly and dwelling coverage is capped at $3 million. Further, the plan recommends policyholders consider buying additional private insurance for floods, earthquakes and other uncovered losses, including theft and liability.

    It’s unclear what the FAIR Plan’s final bill will total, but its statewide exposure to financial losses has tripled to $458 billion over the last several years, according to the plan’s website. During that time, hundreds of thousands of homeowners, especially in foothills and other neighborhoods at high risk for fires, have piled into the plan as insurers have pulled back from the market over growing wildfire losses.

    Based on preliminary estimates released Friday, the plan said that it has insured 22% of the structures within the Palisades fire zone as defined by the state Department of Forestry and Fire Protection, giving it a potential loss exposure of more than $4 billion. And it has insured 12% of the structures in the Eaton fire zone, giving it a potential exposure there of more than $775 million.

    So far, the plan said it has received 3,600 claims but expects that number to grow and has boosted staff to handle the volume. It said it typically receives claims representing 31% of its total exposure, but its actual losses can be different.

    “Our No. 1 focus remains on serving our customers and ensuring all covered claims are paid. The Southern California wildfires have been devastating for families and communities, far beyond the loss of property,” it said.

    Jewlz Fahn and her husband, Terry, signed up for the FAIR Plan last year after State Farm, which had insured them for more than a decade, did not renew the fire, personal property and loss-of-use coverage they had for their home on Fiske Street, which burned down near the heart of Pacific Palisades.

    They were able to get similar coverage for their dwelling — a little under $2 million — but their personal property coverage was slashed from $1.55 million to $153,000 and their loss-of-use insurance, which will cover their living expenses while their home is rebuilt, also dropped sharply from $620,160 to $153,000. More frustrating, Fahn said, has been the inability to get a timely payment for living expenses.

    “I just finally got a phone call Wednesday from my claims manager — eight days after the fire started. They are very overwhelmed. I was trying to keep my cool, and I was told that they are trying to give an advance of a six-month payment, which for us would be a total of $52,038,” said Fahn, 52, who has been living in a Century City hotel with her husband.

    In contrast, she said, a friend received a $75,000 payment within days of the fire from her commercial carrier.

    The last time the plan faced such a financial catastrophe was after the 1994 earthquake.

    The plan assessed its members $260 million for wildfire and earthquake costs, according to the state Department of Insurance, leading to the establishment in 1996 of the California Earthquake Authority, a not-for-profit that now provides about two thirds of the state’s earthquake coverage.

    As the FAIR Plan’s liabilities have soared, California Insurance Commissioner Ricardo Lara pushed through a series of reforms last year that seek to encourage private insurers to write more policies in communities at risk for wildfires by giving them concessions, including the right to charge their California customers for the cost of reinsurance they buy attributable to state risks.

    Those reforms are just getting underway but one controversial provision intended to bolster the FAIR Plan’s finances in the event of a catastrophe could burden homeowners statewide with the cost of any bailout.

    The measure allows the plan to assess its member carriers — once it runs through its reserves, reinsurance and catastrophe bonds — up to $1 billion to pay residential claims and $1 billion to pay commercial claims. The carriers could then surcharge their residential and commercial customers for half of what they are assessed. (Homeowners could not be surcharged for commercial losses.)

    Insurers also can surcharge policyholders for 100% of assessments in excess of those amounts. Any surcharges would require the approval of the insurance commissioner.

    Consumer Watchdog — which wrote the 1988 ballot measure that provided for an elected insurance commissioner with the authority to review and turn down insurer rate requests — called the provision an industry bailout last year. The group said existing law did not allow for the surcharges. Lara maintained it did and said he was offering consumers some protection.

    “For us, it’s pretty simple. Homeowners across the state should not be on the hook for the L.A. fires because insurance companies abandoned those neighborhoods and dumped homeowners on the FAIR Plan,” said Carmen Balber, executive director of the Los Angeles consumer group.

    Lara’s spokesperson, Michael Soller, said he could not comment on whether the commissioner would approve any surcharges but noted the provision calls for the FAIR Plan to run through all its financial resources before any assessment can even be considered.

    “That adds another layer to prevent us from ever getting to a place where they have to pass costs along,” he said.

    There were no homeowner surcharges after the Northridge earthquake.

    The FAIR Plan in its update said that if it needs to assess its member carriers it would be based on their market share in 2023, but it has not yet reached that determination.

    State Farm General, the state’s biggest home insurer, has become a punching bag after the fires due to its announcement last year that it would not renew some 72,000 residential and commmercial policies statewide. Last week, it rescinded that decision for all L.A. County residential customers whose policies had not yet lapsed.

    Jon Farney, chief executive of parent company State Farm, told The Times last week that the Bloomington, Ill., insurer would recoup what charges it could from its own policyholders as allowed under state law.

    “If there was a FAIR Plan assessment and the ability to pass that surcharge on, yeah, that’s what we would do,” he said.

    Mercury Insurance, one of the state’s largest home insurers, announced a week after the fires started that its initial analysis showed its losses would probably exceed the $150 million it must pay before its reinsurance kicks in and covers higher losses. It also said its reinsurance would cover any FAIR Plan assessment.

    The company declined to say whether it would surcharge its customers, deferring any comment to Lara, who a company spokesperson said “will set out guidelines.”

    The idea that millions of Californians who live nowhere near the Los Angeles County fires could face surcharges on homeowner policies — that in some instances already have risen by hundreds or thousands of dollars over the last several years — has sent lawmakers in Sacramento scrambling for an alternative.

    Just two days after the Palisades fire began, legislators introduced a bill that would allow the FAIR Plan to float bonds if the insurer faces “liquidity challenges.” The FAIR Plan said it supports the bill.

    “The most important question for us right now is: ‘How can we help?’” Assembly Speaker Robert Rivas said in unveiling the legislation sponsored by two Southern California lawmakers.

    A spokesperson for Gov. Gavin Newsom said, “The climate crisis has changed everything” and that the governor and insurance commissioner were still trying to assess the effects of the fires on the plan but would be “vigilant as the FAIR Plan explores the options they have to make sure impacted Californians have their claims paid.”

    Jones, the former insurance commissioner, is dubious that floating potentially billions of dollars of tax-free bonds to pay claims will solve the crisis, although they would be very helpful in making sure there is money available to pay FAIR Plan claims.

    “Bonds will help them pay off the claims as they come in, but they have got to be able to pay off the bonds. And the only way they’re going to be able to pay off the bonds is with an assessment if they run out of money,” he said. “Bonds are not a magic wand.”

    Times staff writer Ben Poston contributed to this report.



    The devastating wildfires that swept through Los Angeles have left many homes and businesses in ruins, and now the California Fair Plan may be facing a financial crisis. The Fair Plan is a last-resort insurance program that provides coverage to homeowners and businesses in high-risk areas that are unable to obtain insurance through traditional means.

    With the extensive damage caused by the fires, the Fair Plan may be on the hook for billions of dollars in claims. This could potentially lead to a financial shortfall that may require a bailout from the state government or other sources.

    The wildfires serve as a stark reminder of the increasing risk of natural disasters in California, and the need for adequate insurance coverage for all residents. As the state grapples with the aftermath of the fires, it is crucial that solutions are found to ensure that the Fair Plan remains financially solvent and able to provide coverage to those in need.

    The California Fair Plan may be facing a challenging road ahead, but with proactive measures and support from stakeholders, it can continue to fulfill its important role in providing insurance to those in high-risk areas.

    Tags:

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    4. Fair Plan bailout
    5. California insurance
    6. Wildfire insurance
    7. California emergency funds
    8. L.A. disaster relief
    9. Fair Plan financial crisis
    10. California fire damage

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  • Fair HANDSOME 3x60g OFFICIAL USA Deep Action Fairness Whitening Cream Fresh NEW



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  • Jergens Natural Glow Face Moisturizer with SPF 20 Sunscreen, Fair to Medium Skin, Oil Free, UVA/UVB Protection – 2 oz

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    (as of Jan 04,2025 20:44:58 UTC – Details)



    Sun protected skin is healthy skin, and a safe, natural looking glow is possible with Jergens Natural Glow Oil-Free Daily Moisturizer for Face with Broad Spectrum SPF 20. This lightweight, oil-free moisturizer that is specially formulated for the face uses color-enhancing ingredients, nourishing emollients, and broad spectrum sunscreen to deliver flawless, natural looking color to the skin while keeping it hydrated and protected from everyday exposure to the sun. Applying at least once a day will enhance your natural fair skin tone within several days, and in about one week, you’ll have a beautiful, natural looking glow. Use this natural face tanner in the morning under makeup, or at night before going to bed for gorgeous fair skin results. Recommended by the Skin Cancer Foundation, Kao USA Jergens Natural Oil-Free Daily Moisturizer for Face with Broad Spectrum SPF 20 protects against both UVA and UVB rays. Oil free face moisturizer with spf provides skin hydration and sun protection for fair to medium skin tones. Satisfaction Guaranteed. Limitations may apply.
    Is Discontinued By Manufacturer ‏ : ‎ No
    Product Dimensions ‏ : ‎ 1.43 x 2.5 x 5.61 inches; 2 ounces
    Item model number ‏ : ‎ 13821
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    ASIN ‏ : ‎ B001YTD3BE
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    FACE TANNER – Create a flawless, sun kissed fake tan with gradual, natural-looking color while protecting against the sun for fair to medium skin tones
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    Customers appreciate the skin moisturizer’s color, quality, and functionality. They find it adds just enough tint to their skin to give it a glow and consistently improves the appearance. The product works well as a daily moisturizer and works great on the neck. Many customers enjoy the pleasant scent and how it gives them a sun-kissed look. However, opinions differ on its tanness and breakout resistance.

    AI-generated from the text of customer reviews


    Achieve a natural, sun-kissed glow while protecting your skin from harmful UV rays with Jergens Natural Glow Face Moisturizer! This oil-free formula is specifically designed for fair to medium skin tones, providing a gradual, streak-free tan that builds over time.

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